Selkoraha
About Selkoraha
Selkoraha is a free calculator service that helps you understand Finnish personal finance clearly: salary and taxes, Kela benefits, immigration and Migri, entrepreneurship and pension. All 35 calculators run right in the browser, with no sign-up, in three languages (Finnish, Russian and English).
The service is run by Palvemax OY (business ID 3479337-9, Riihimäki, Finland). The figures in the calculators are verified against official sources such as the Tax Administration, Kela, Migri and the Finnish Centre for Pensions, and every page shows its sources and the date the data was checked.
Who is Selkoraha for?
Selkoraha is built for anyone who wants to estimate their own financial figures in Finland: employees, jobseekers, families, immigrants, students and entrepreneurs. It especially serves speakers of Finnish, Russian and English who want clear answers without bureaucratic jargon.
The calculators give an indicative estimate to help you prepare for dealing with the authorities — but the final decision is always made by the authority (the Tax Administration, Kela or Migri).
How is the data kept up to date?
Each calculator’s figures are based on the law and on values published by the authorities. The data is split into yearly modules (2026 values on their own, for example), and every calculator page has a source list and the date the data was last checked.
When a law or a euro amount changes, we update that calculator’s data and its verification date. That way you can always see what a calculation is based on.
Is Selkoraha free, and is it official advice?
The service is completely free and needs no login. Selkoraha shows no ads inside the calculators; some pages may carry labelled partner links (to banking services, for example) that help fund the project.
Selkoraha provides general information, not official tax, legal or financial advice. We are neither an authority nor a bank. For important decisions, verify the details with the authority or a professional.
FAQ
What is Selkoraha?
Selkoraha is a free Finnish calculator service for salary, taxes, Kela benefits, immigration, business and pension. It runs in the browser in three languages with no sign-up.
Who is behind Selkoraha?
The service is run by Palvemax OY (business ID 3479337-9), based in Riihimäki, Finland. You can get in touch at info@palvemax.fi.
Are the results official?
No. The results are indicative estimates to help you prepare. The final decision and amount are always confirmed by the authority — the Tax Administration, Kela or Migri.
Which languages is the service available in?
Finnish, Russian and English. You can switch language at the top of the page, and each language has its own URL.
Does it cost anything to use?
No. All calculators are free and need no login. The project is partly funded by labelled partner links.