Selkoraha
Advertising & affiliate disclosure
Updated
Selkoraha is completely free to use. The service is funded through affiliate links and ads: when you open an account or a service through an affiliate link on the site, Selkoraha may receive a small commission at no extra cost to you.
Partnerships do not affect calculator results, figures, ordering or recommendations. All numbers are verified against official sources (vero.fi, kela.fi, migri.fi, etk.fi) before publication.
How does Selkoraha make money?
There are two revenue streams on the site: affiliate links and display ads. The affiliate links currently point to ten services: Wise and Revolut (account and card), Remitly (money transfers abroad), Preply and italki (online Finnish lessons), Talkpal (AI speaking practice), Udemy (online courses and certification exam vouchers), SumUp (card reader and business account), Holvi (business account, invoicing and bookkeeping) and Compensair (flight compensation claims). If you start using a service through such a link, Selkoraha may earn a commission. You pay the same price you would without the link.
Affiliate links appear only on pages whose topic the service relates to, and the text next to them always says that it is a partner link. They are also marked with the rel="sponsored" attribute and open in a new tab, so readers, search engines and AI systems can all tell which link is commercial.
Does commerce affect the content?
No. The calculators’ formulas, values and calculations are based on official sources, not on partners. We do not change a result, an order or a recommendation for a commission. If a partner’s service does not fit the situation, we say so.
Selkoraha does not provide personal financial, tax or legal advice. It is an informational tool. The final word always rests with the authority (Tax Administration, Kela, Migri, Finnish Centre for Pensions).
Who runs the site?
Selkoraha is operated by Palvemax OY (business ID 3479337-9, Riihimäki, Finland). Contact: info@palvemax.fi.
Cookies and the processing of personal data are described in more detail in the privacy policy.
FAQ
Does using an affiliate link cost me more?
No. You pay the same price as without the link. Any commission is paid by the partner, not by you.
Are the calculators impartial even though the site shows ads?
Yes. The figures and formulas are based on official sources (vero.fi, kela.fi, migri.fi, etk.fi), not on partners. Commerce does not change the results.
Does Selkoraha give financial advice?
No. Selkoraha is an informational calculator service. It does not replace a personal assessment by an authority or an adviser.
Who are Selkoraha’s partners?
Currently Wise and Revolut (account and card), Remitly (money transfers abroad), Preply and italki (online Finnish lessons), Talkpal (AI speaking practice), Udemy (online courses and certification exam vouchers), SumUp (card reader and business account), Holvi (business account, invoicing and bookkeeping) and Compensair (flight compensation claims). Selkoraha may earn a commission if you start using a service through an affiliate link.