Kela and benefits
Kela and benefit calculators 2026
Kela calculators help you estimate the amount of your social security benefits in 2026: child benefit, the unemployed person’s yleistuki, housing allowance, parental allowance, sickness allowance, earnings-related unemployment allowance, home-care allowance and social assistance.
The figures are based on Kela’s (kela.fi) current values. The calculators are free; Kela confirms the final benefit.
Key figures 2026
- €37.21/day
- yleistuki (about €800/mo)
- €31.99/day
- minimum parental/sickness allowance
- €377.68/mo
- home care allowance (1st child under 3)
- €335/mo
- max daycare fee from 1.8.2026
Child benefit calculator (lapsilisä) 2026
Calculate your family’s child benefit in 2026. Enter the number of children, those under 3, and whether you are a single parent — the calculator shows the lapsilisä per month and per year.
Unemployment benefit (yleistuki) in Finland, 2026
Calculate the Kela unemployment benefit (yleistuki) in Finland in 2026. Yleistuki replaced the basic unemployment allowance and labour market subsidy on 1 May 2026. See the monthly amount, wage adjustment and means test.
General housing allowance calculator (asumistuki) 2026
Calculate the Finnish general housing allowance (yleinen asumistuki) in 2026. Enter your municipality, household size, housing costs and income — the calculator shows the monthly allowance with the 70% rate, cost caps and basic deductible.
Parental allowance calculator (vanhempainraha) 2026
Calculate the Finnish parental and pregnancy allowance (vanhempainraha, raskausraha) in 2026 from your annual income. The calculator shows the daily and monthly amount, the elevated first-16-day rate and the €31.99/day minimum.
Sickness allowance calculator (sairauspäiväraha) 2026
Calculate the Finnish sickness allowance (sairauspäiväraha) in 2026 from your annual income. The calculator shows the daily and monthly amount, the waiting period and the €31.99/day minimum.
Earnings-related unemployment allowance calculator (ansiopäiväraha) 2026
Calculate the Finnish earnings-related unemployment allowance (ansiopäiväraha) in 2026 from your salary. See the daily and monthly amount, the replacement rate and the staggering (100% / 80% / 75%). Basic component €37.21, breakpoint €3,534.95/month.
Child home care allowance calculator (kotihoidontuki) 2026
Calculate the Finnish child home care allowance (kotihoidontuki) in 2026: care allowance (€377.68/month for the first child under 3) and an income-tested care supplement (up to €202.12/month). Enter the number of children and family income.
Social assistance calculator (toimeentulotuki) 2026 — estimate
Estimate basic social assistance (perustoimeentulotuki) in Finland in 2026: basic amount (single person €578.43/month) + housing costs − income. Reflects the 1.3.2026 reform. A rough estimate, not a Kela decision.
Student financial aid calculator 2026
Calculate Finnish student aid (opintotuki) 2026: study grant, housing supplement and loan guarantee, plus your annual income limit by support months. See how much you can earn. Free.
Medicine reimbursement calculator 2026
Estimate your yearly medicine costs 2026 after Kela reimbursement: deductible 70.33 €, reimbursement 40/65/100 % and the 636.12 € annual cap. See your out-of-pocket and Kela’s share. Free.
Child maintenance allowance calculator 2026
Calculate the Kela child maintenance allowance (elatustuki) 2026: the full amount is 197.71 €/month per child. See the monthly and annual total by number of children and any reduced maintenance. Free.
Daycare fee calculator 2026
Calculate the municipal early childhood education fee from 1.8.2026: rate 10.7 %, income thresholds by family size, maximum 335 €, sibling discount. Free and indicative.
Which Kela benefits can I estimate?
You can work out family benefits (child benefit, parental allowance, home-care allowance), unemployment security (yleistuki and earnings-related allowance), housing allowance, sickness allowance and the last-resort social assistance.
Note: from 1 May 2026 yleistuki replaced the basic unemployment allowance and labour market subsidy. The calculators use the current, valid values.
What changed in 2026?
Yleistuki replaced the basic unemployment allowance and labour market subsidy on 1 May 2026. Yleistuki is 37.21 euros a day, about 800 euros a month for five days a week, and it is means-tested. The old terms still appear in many guides, but the calculators use the new system.
Early childhood education fees and income thresholds were index-adjusted from 1 August 2026. The maximum fee is 335 euros a month for the youngest child, the fee rate is 10.7 percent, and a monthly fee below 32 euros is not collected at all.
Benefit base amounts 2026
The minimum parental and sickness allowance is 31.99 euros per working day. If you have income, the allowance is calculated from annual earnings, and the calculators show an estimate both per day and per month. Child benefit is paid for children under 17 and increases with the number of children.
The home care allowance is 377.68 euros a month for the first child under 3, with a possible income-based supplement. Housing allowance and social assistance are determined by housing costs, family size and income.
Articles on this topic
All blog articles →FAQ
Which Kela calculators are here?
Child benefit, yleistuki, housing allowance, parental allowance, sickness allowance, earnings-related unemployment allowance, home-care allowance and social assistance.
What is yleistuki?
Yleistuki is the unemployed person’s basic security that replaced the basic unemployment allowance and labour market subsidy on 1 May 2026. It is €37.21/day (~€800/month) and means-tested.
Are the results official?
No. They are indicative estimates. The final benefit amount is confirmed by Kela.
What year are the figures from?
For 2026, according to Kela’s published values.
What is yleistuki and how much is it in 2026?
Yleistuki replaced the basic unemployment allowance and labour market subsidy on 1 May 2026. It is 37.21 euros a day, about 800 euros a month, and it is means-tested. You can work out the amount with the unemployment benefit calculator.
How much does daycare cost in 2026?
The maximum full-time fee is 335 euros a month for the youngest child from 1 August 2026. The fee is 10.7 percent of income above the threshold for the family size, and a fee below 32 euros is not collected.