Migri · family reunification 2026
Family reunification income requirement, 2026
For family reunification and for extending many residence permits, Migri requires a secure income (the income requirement). For family reunification the threshold is stated as net income (the amount left after tax and contributions) and depends on your family size and municipality: for a family of one adult and one child in the capital region, for example, €1,820 net/month is required (adult €1,210 + child €610).
For work-based permits the threshold is instead a gross salary and depends on the permit type (for example, an employed person’s permit €1,600/month, a specialist €3,937/month). A student must show €800 net/month. Choose your family size and municipality, then work out your own threshold and check whether your income is enough below.
Calculate your family threshold
Region: Capital region
The threshold is based on net income (after tax and contributions). Convert your gross salary to net with the salary calculator: gross → net calculator
Required income
€1,820/ mo
€21,840 / yr
Enter your net income to check whether it is enough.
| Adult 1 | €1,210 / mo |
| Child 1 | €610 / mo |
| Required income | €1,820 / mo |
Other Migri income thresholds, 2026
| Residence permit basis | Required income / mo |
|---|---|
| Employed person (TTOL) | €1,600(gross) |
| Specialist | €3,937(gross) |
| EU Blue Card | €3,937(gross) |
| Seasonal work (no CBA / part-time) | €1,463(gross) |
| Athlete | €1,149(gross) |
| Student | €800 |
| Degree in Finland / startup entrepreneur | €1,210 / €1,090 / €1,030(net, by region) |
The family-reunification amounts have been in force since 1 November 2024 and Migri reviews them annually. The required income is net income. Some Kela benefits (e.g. child benefit, housing allowance, study grant) count as income, but social assistance, labour market subsidy and basic unemployment allowance do not. For families with children, individual exceptions may be made in the best interest of the child. This calculator is indicative and is not an official Migri decision.
How is the income requirement calculated?
For family reunification, Migri works out the required income by adding up the net thresholds of the family members. The first adult requires the most, the second adult and children less, and from the third child onwards the amount per child decreases. The amounts depend on your municipality because housing costs vary: the capital region (Espoo, Helsinki, Kauniainen, Vantaa) requires the most, large cities a little less, and other municipalities the least. The required income is net — the money left after tax and the employee's contributions. Salary, business income and some Kela benefits count as income, but social assistance does not.
How the income requirement is calculated
The net threshold for family reunification is the sum of the amounts for each family member. In the capital region (Helsinki, Espoo, Vantaa, Kauniainen): first adult €1,210, second adult €610, first child €610, second child €480, and the third and each further child €360/month. In other large cities the amounts are slightly lower (adult €1,090) and in the rest of Finland lowest (adult €1,030). These thresholds have been in force since 1 November 2024.
For family reunification and for students the threshold means net income — the amount left after tax and contributions. For work-based permits the threshold is a gross salary. Income can be shown through salary, business income, savings or a combination of these; social benefits that secure a basic livelihood (such as social assistance) are usually not counted.
The income requirement does not apply to everyone. A family member of a Finnish citizen is generally not required to show income, and it does not always apply to family members of a person granted international protection if the application is filed on time. Migri always makes the final assessment.
Frequently asked questions
How much income is needed for family reunification in 2026?
It is calculated from your family size and municipality. In the capital region one adult needs €1,210 net/month, and each extra person adds to the total (a child, for example, €610). A family of two adults and two children in the capital region needs about €2,910 net/month.
Is the threshold net or gross?
For family reunification and for students it is net income — the amount left after tax and contributions. For work-based permits the threshold is a gross salary.
Do Kela benefits count as income?
Generally no. Income is usually shown through salary, business income or savings. Social benefits that secure a basic livelihood, such as social assistance, are not counted.
Is income required from a Finnish citizen spouse?
A family member of a Finnish citizen is generally not subject to the income requirement. Family members of a third-country national usually are.
How much income must a student show?
A student residence permit requires €800 net/month, about €9,600 per year. The amount can be shown, for example, with savings in an account.
What happens if the income is not enough?
The application can be refused on income grounds. In some cases Migri may deviate from the requirement for individual reasons or in the interests of a child. It is worth checking your situation in advance.