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Two bars of different heights with amber threshold markers and a document beside them — illustrating the two salary thresholds on the routes to a work-based permit.
Immigration · Migri

Work permit 2026 — one job, two routes, a €2,337 gap in the threshold

Finland has no “work visa”. To work here you apply to the Finnish Immigration Service for a residence permit on the basis of employment, and there are several types. The decisive difference is the salary threshold: an employed person’s permit requires €1,600 a month, a specialist permit €3,937.

The gap is €2,337 a month, but the higher threshold buys something: the specialist permit costs €220 less and belongs to the fourteen-day fast track, whereas the employed person’s permit includes labour-market testing. Below are all the thresholds, the fees, and which route is worth taking.

€1,600/mo
employed person’s permit (TTOL)
€3,937/mo
specialist and EU Blue Card
14 days
fast-track target
€220
fee gap between TTOL and specialist

Thresholds and fees by permit type

Every permit type has its own minimum gross salary, reviewed annually. The threshold is not a target but the lowest acceptable pay: below it the application is refused, however good the job.

Work-based residence permits 2026 — threshold and Migri fee
Permit typeMinimum salaryElectronicPaperFast track
Employed person (TTOL)€1,600/mo€750€950no
Specialist€3,937/mo€530€630yes
EU Blue Card€3,937/mo€530€630yes
Researcher€1,463/mo€530€630yes
Seasonal work€1,463/mo€530€630no
Other work requiring special expertise€1,463/mo€530€630no
Athlete, coach or referee€1,149/mo€530€630no

The employed person’s permit is the only one costing €750. The difference is explained by the partial decision from the Employment Office — labour-market testing, in which the authority assesses whether workers for the job are already available in Finland or the EU. It is a separate processing stage, and it costs both money and time.

An electronic application through Enter Finland is cheaper for every permit type: €200 cheaper for the employed person’s permit and €100 for the rest. The fast track also requires electronic filing, so choosing a paper form costs a specialist both the hundred euros and the fast track itself.

Two routes to the same job

Many expert roles satisfy the conditions for both the employed person’s permit and the specialist permit, which makes the choice a real one. The specialist route usually requires a higher-education degree and expert-level work, but if the salary exceeds €3,937 it is almost always the better option.

The flip side is that the €3,937 threshold is absolute. If the employer offers €3,800, the specialist route is unavailable altogether and only the employed person’s permit remains, labour-market testing included. A hundred euros a month can therefore be cheaper for the employer than two extra months of waiting.

The collective agreement on top of the threshold

Migri’s threshold is a minimum condition, not the only one. The salary must also match the sector’s collective agreement where one is in force. In many sectors the agreed pay is clearly above Migri’s threshold, in which case the collective agreement is the figure that decides, not the immigration rules.

Where a sector has no collective agreement, the pay must be customary and reasonable. In practice Migri compares it with pay levels in equivalent roles. Underpayment is grounds for refusal and can later block an extended permit.

The researcher permit offers an alternative to a salary: instead of €1,463 a month, sufficient own funds qualify — €1,210 net a month in the capital region. This applies only to the researcher permit, not to the other types, and it exists for grant-funded researchers.

What the threshold leaves in hand

A threshold is a gross figure, and what it means in daily life only becomes clear after tax. A specialist’s minimum salary of €3,937 leaves about €2,961 a month in hand in Helsinki, an effective total burden of 24.79 per cent.

The employed person’s minimum of €1,600 leaves about €1,448 in hand, an effective burden of only 9.50 per cent — the earned-income and basic deductions cover most of the tax at low pay. The net gap between the two levels is €1,513 a month, even though the gross gap is €2,337.

Family and extended permits

Someone holding a work-based residence permit can apply for family reunification, and a separate income requirement then applies, calculated by family size. It is a different thing from your own salary threshold, and it is typically higher than people expect.

A work-based permit is normally granted for the duration of the employment and no longer than a set period. An extended permit is applied for before the current one expires, and the work and salary are checked against the conditions again. If the threshold has risen in the meantime, the extended permit is assessed against the threshold at the time of application — which particularly catches out those whose pay sits right on the line.

Check your own situation in the calculator: pick a permit type and enter the gross salary offered. You will see whether it clears the threshold, how much is missing if it does not, Migri’s fee for both filing methods, and whether the type qualifies for the fast track. The result is indicative — Migri makes the decision.
Work permit calculator 2026

Calculators for this topic

FAQ

What salary is required for a work permit in 2026?

It depends on the type: employed person’s permit €1,600/month gross, specialist and EU Blue Card €3,937/month, researcher and seasonal work €1,463/month, athlete €1,149/month. The pay must also match the sector’s collective agreement.

Is there a work visa for Finland?

Not officially. To work you apply to the Finnish Immigration Service for a residence permit on the basis of employment. A short business trip can be made on a visa, but paid employment requires a permit.

How much does a work permit cost?

The employed person’s permit costs €750 electronically and €950 on paper. Other types cost €530 and €630. Filing electronically is always cheaper and is a condition of the fast track.

What is the fast track?

The Immigration Service’s target of deciding an application within fourteen days. It covers specialists, EU Blue Card holders and researchers along with their families, when everything is filed electronically through Enter Finland.

What is labour-market testing?

A partial decision by the Employment Office assessing whether workers for the job are already available in Finland or the EU. It is included in the employed person’s permit and explains its higher fee. It is not carried out for a specialist permit.

What does €3,937 leave in hand?

About €2,961 a month in Helsinki in 2026 with no church tax. The effective total burden is 24.79 per cent. In a municipality with a higher tax rate, less remains.