Kela · parental allowance 2026
Parental allowance calculator (vanhempainraha) 2026
The parental allowance (vanhempainraha) is based on your annual income. On a salary of about €3,000/mo it is roughly €76 per working day, or about €1,900/mo. The minimum is €31.99 per working day, paid for 6 days a week (Mon–Sat).
The first 16 working days are paid at an elevated rate (90% of the basis). Each parent has a 160-day quota, of which 63 days can be transferred to the other parent. Enter your income — the calculator estimates your daily and monthly allowance.
Calculate your parental allowance
Parental and pregnancy allowance are based on annual income. Enter your income and choose whether you are an employee or an entrepreneur.
For employees, a 9.07% insurance contribution deduction (2026) is taken from wages before the calculation; YEL income has no such deduction.
Parental allowance
€1,591/ mo
€63.65 / working day · taxable, before tax
Elevated — first 16 working days
€2,046 / mo · €81.84 / working day
Pregnancy and parental allowance are paid at an elevated rate (90% of annual income) for the first 16 working days.
| Annual income (used) | €27,279 |
| Per working day | €63.65 |
| Parental allowance | €1,591 / mo |
Calculation formula 2026
| Annual income €/year | Per working day (€) |
|---|---|
| ≤ €13,712 | Minimum €31.99 |
| €13,713 – €45,744 | 0,7 × income / 300 |
| €45,745 – €70,379 | 106,74 + 0,40 × (income − 45 744) / 300 |
| > €70,379 | 139,58 + 0,25 × (income − 70 379) / 300 |
Annual income is measured over the 12 months ending the month before the leave starts (from the incomes register). Wages have a 9.07% insurance deduction; YEL income does not. Paid for working days (Mon–Sat); the monthly estimate is daily × 25. The first 16 working days are paid at an elevated rate. The allowance is taxable. Åland and special cases (e.g. preceding benefits) can change the amount. This calculator is an estimate, not a Kela decision.
How is parental allowance (vanhempainraha) calculated?
Parental and pregnancy allowance are based on annual income — your income over the 12 months before the child's birth. For an employee, a 9.07% insurance contribution deduction (2026) is first taken from wages; for an entrepreneur the basis is YEL work income with no deduction. The daily amount uses a progressive formula: annual income up to €13,712 gives the minimum €31.99/working day, income of €13,713–45,744 is replaced at 70% (0.7 × income / 300), and above that the rate drops to 40% and 25% on the excess. The first 16 working days are paid at an elevated rate (90%). It is paid for working days (Mon–Sat), so the monthly estimate is about daily × 25. Parental allowance is paid for a total of 320 working days, split evenly between two parents (160 + 160).
How is the parental allowance calculated in 2026?
The allowance is based on annual income (the previous 12 months). For employees a 9.07% insurance contribution is deducted first. Up to €45,744/yr the allowance is 70% of income divided by 300; above that the accrual rate falls. The minimum is €31.99 per working day.
The first 16 working days are paid at an elevated rate: 90% of the basis. Pregnancy allowance (raskausraha) is paid for 40 working days before the due date, and parental allowance itself for 320 working days in total (160 for each parent).
63 of the parental-allowance days can be transferred to the other parent or another carer. The allowance is taxable income and can also be paid in part if you do part-time work at the same time.
Frequently asked questions
How much is the parental allowance on a €3,000 salary?
About €76 per working day, i.e. roughly €1,900/mo (25 working days). The first 16 days are paid at an elevated rate, about €98/day. The allowance is taxable income.
What is the minimum parental allowance in 2026?
The minimum is €31.99 per working day (about €800/mo), paid if annual income is at most €13,712/yr or you have no income. The same minimum applies to students and the unemployed.
How many parental-allowance days do you get?
The parental allowance is paid for 320 working days in total — 160 for each parent. Of these, 63 days can be transferred to the other parent. Pregnancy allowance is paid for a further 40 working days.
Is the start paid at a higher rate?
Yes. The first 16 working days of pregnancy or parental allowance are paid at an elevated 90% rate of income, after which payment continues at the normal level.
Can the allowance be paid part-time?
Yes. If you do part-time work you can receive a partial parental allowance (50% of the full amount) for part-time days, which makes the allowance days last longer.